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Checking & Savings Rates
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Savings Accounts
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|
Interest Rate |
APY |
| Regular Savings Account |
0.50% |
0.50% |
Notes: APY=Annual Percentage Yield $100.00 minimum deposit to open Savings Account Fees may reduce earnings on the account Rates may change at any time without notice after account opens |
Rates and APY as of 07/30/2010 |
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Super Now Account
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| Daily Balance to Obtain APY |
Interest Rate |
APY |
| $1,500.00 and above |
0.30% |
0.30% |
Notes: APY=Annual Percentage Yield
$1,500.00 minimum deposit to open Super Now Account Fees may reduce earnings on the account Rates may change at any time without notice after account opens |
Rates and APY as of 07/30/2010 |
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Money Market Tier Account
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Money Market Tier Account
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| Daily Balance to Obtain APY |
Interest Rate |
APY |
| Below $2,500.00 |
0.50% |
0.50% |
| $2,500.00 and above |
1.00% |
1.01% |
| $100,000.00 and above |
1.35% |
1.36% |
| $2,000,000.00 and above |
1.00% |
1.00% |
Notes: APY=Annual Percentage Yield
$2,500.00 minimum deposit to open Fees may reduce earnings on the account Rate may change after account opens |
Rates and APY as of 07/30/2010 |
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Certificates of Deposit & Individual Retirement Accounts
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Certificates of Deposit
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| Minimum to open $1000.00 |
Interest Rate |
APY |
| 3 Month CD |
0.65% |
0.65% |
| 6 Month CD |
1.05% |
1.05% |
| 12 Month CD |
1.30% |
1.31% |
| 24 Month CD |
1.80% |
1.81% |
| 36 Month CD |
2.25% |
2.26% |
| 48 Month CD |
2.45% |
2.47% |
| 60 Month CD |
2.95% |
2.98% |
| A penalty may be imposed for early withdrawl. Any service fees could reduce earnings on accounts. To obtain the Annual Percentage Rate (APY) disclosed on Certificates of Deposits (NOT IRA's) you must maintain a minimum balance of $1000.00 each day in the account. Rates are subject to change without notice! |
Rates and APY as of 07/30/2010 |
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Jumbo Certificates of Deposit
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| Minimum to open $99,000.00 |
Interest Rate |
APY |
| 30 Day CD |
0.60% |
0.60% |
| 60 Day CD |
0.60% |
0.60% |
| 90 Day CD |
0.75% |
0.75% |
| 182 Day CD |
1.05% |
1.05% |
| 12 Month CD |
1.30% |
1.31% |
| 24 Month CD |
1.90% |
1.91% |
| 36 Month CD |
2.30% |
2.32% |
| 48 Month CD |
2.50% |
2.52% |
| 60 Month CD |
3.05% |
3.08% |
A penalty may be imposed for early withdrawl. Any service fees could reduce earnings on accounts. To obtain the Annual Percentage Rate (APY) disclosed on Certificates of Deposits (NOT IRA's) you must maintain a minimum balance of $1000.00 each day in the account. Rates are subject to change without notice! Maximum CD amount of $250,000.00 without prior approval. |
Rates and APY as of 07/30/2010 |
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IRA Certificates of Deposit
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|
Interest Rate |
APY |
| 12 Month Variable |
1.65% |
1.67% |
| 30 Month Fixed Rate |
2.20% |
2.23% |
| 60 Month Fixed Rate |
2.80% |
2.84% |
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Rates and APY as of 07/30/2010 |
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